How much time will your divorce take? By the time you reach the decision to divorce, or accept your spouse’s decision, you probably want to get it done and over with! Why prolong this difficult and overwhelming process?
Well, it’s a little complicated. There are a few answers to your question.
- Once you and your spouse file and respond to the divorce “petition” the “clock starts running.” Legally, the soonest you can terminate marital status (finalize your divorce) is six months plus one day. The reason is that sometimes a “cooling off” period helps people decide if the divorce is what they really want. So, if you could get all the other divorce-related tasks done, then you could be divorced in six months.
- The reality is that divorces often take longer than six months to complete. One reason might be that you could save money in taxes by finalizing your divorce this year or next year. A Certified Divorce Financial Analyst or your CPA can help you figure out the tax consequences of waiting or finishing up sooner. You will have to file and cause your petition and summons to be “served” by the end of June to finish up this year. You would then file as a single person or head of household this year.
- Another reason your divorce might take longer is that your situation might be complex financially. If you have assets, debts, a business, retirement savings, pension, income from various sources such as stock options, etc., your financial situation may not be as simple as you think. A financial professional may need to help you sort it out. The law requires that you and your spouse have a full and complete understanding of your finances, and often one or the other of you needs to be “brought up to speed.”
- You and your spouse will need to work out a parenting plan if you have children. This important task will help your family recover and heal when the divorce is over. You both love your children, but you may have different ideas about how you will co-parent when you are in two households. It can take some time to develop a plan that fits your children’s needs, your work schedules, your life style, and more. This is not a task you should rush through, as it is an investment in your children’s future mental health, success in school, social experience and life. A divorce coach and child specialist can help, support and educate you about your children’s specific needs and how to soften the impact of the divorce on them.
- Delays in the divorce process are often caused by emotional factors. Conflict, arguing, uncooperative behaviors, evasive or hostile tactics will cost dearly in both time and money. Grief, sadness, anger, depression, and other emotions get in the way of making good decisions during the divorce, and this is a time when you will need to think clearly and carefully about your decisions. In fact, emotions might be the most costly part of your divorce, and it is well worth your time to do the emotional work you need to do before you begin to negotiate your divorce. A therapist or divorce coach can help. Often people turn to attorneys first, but divorce is an emotional process, more than a legal one. Find the emotional support you need before you start.
Your divorce will inevitably be a stressful event, but you will get through it. You should take the time you need to complete the divorce, without rushing through the important decisions you will need to make. If you would like it to be an efficient and less costly divorce, you can control some of the costs and time by doing these things:
- Be prepared emotionally. Get the support you need and take care of yourself.
- Prioritize your children’s needs. Your child specialist can help you with this. Work with your divorce coaches to develop a realistic parenting plan.
- Find a way to reduce the conflict between you and your spouse. Turn to your divorce coaches for help. Working with a divorce coach will make your divorce go much more efficiently.
- Be prepared for meetings. Complete the various assigned tasks required, such as collecting financial records, disclosing all financial information, and contacting any necessary outside professionals (realtors, health insurance companies, etc.).
Doing your divorce quickly is less important than doing it well. A good divorce is one that leaves you, your spouse, and your family on the path to a new, healthy, and stable life. A good divorce means that you and your spouse can continue to communicate in a friendly way, and that reduces stress for your entire family. And a good divorce is one that is emotionally and financially efficient.
photo credit: Ann Buscho, Ph.D.